SuperRatings’ rating methodology seeks to cover over 100 individual parts of a pension fund’s offering. The data assessed covers information both in the public domain as well as aspects which are sourced directly from funds (questionnaires).
For more information on the SuperRatings methodology refer to the full text of the SuperRatings methodology at http://www.superratings.com.au/ratings
Our ratings system covers seven main assessment components. These are reviewed both quantitatively and qualitatively and are individually weighted.
Each rated fund is provided with regular ‘Request for Information’ documents from SuperRatings to maintain our data. Where a fund does not respond or the data provided cannot be substantiated, then the response used will, where appropriate, be assumed to be at the 75th percentile of our universe.
For any queries about the content, please see http://www.SuperRatings.com.au. Any queries about the application of the information contained in this report to your particular circumstances should be directed to your financial advisor and/or fund.
The best value for money funds. Well balanced across all key assessment criteria in a robust, secure and proven risk framework. This fund provides features that should assist most individuals to meet their retirement savings goals.
A good value for money superannuation fund strong in nearly all assessment areas.
A reasonable value for money fund performing well in most assessment areas.
Other rated funds usually have average or below average features and/or performance across a number of our ratings criteria.
Excellent: Score of 75%-100% "In the fast lane"
Premium performer in this area
Good: Score of 51%-74% "Comfortable pace"
Better than most funds. Above benchmark
Average: Score of 26%-50% "Cruising"
Placed close to benchmark
Below average: Score of below 25% "Traffic congestion"
Not quite up to speed. Lower than benchmark.
Alert: "Proceed with caution"
In the areas of governance, advice & education, administration, and investment process the analysis is a qualitative one and the available information has been insufficient to provide a rating. Hence the caution symbol.
Concern: "Requires Maintenance"
Based on an analysis of available information there appear to be real problems in this area.
SuperRatings Pty Ltd ABN: 95 100 192 283 AFSL 311880 (SuperRatings) is a superannuation research house with specialist areas of expertise, that was originally established in 2002. From 1 July 2011, SuperRatings became a fully owned subsidiary of the entity currently registered as Lonsec Fiscal Holdings Pty Ltd, a privately owned and independent entity with a multi-brand strategy of providing leading financial services research and investment execution.
SuperRatings believes that professional financial advisers need informed opinions on the best superannuation and pension financial products to provide real value for their clients. To meet this need, SuperRatings has in place an experienced research team, which draws on a robust research process to undertake in-depth assessment of superannuation financial products. No fee is paid by superannuation and pension funds to SuperRatings for reviewing and rating superannuation and pension financial products.
SuperRatings receives fees for providing superannuation consulting advice to clients, which includes benchmarking, assistance with tenders, administration assistance and other financial advice.
Warnings: Past performance is not a reliable indicator of future performance. Any express or implied rating or advice presented in this web-site is limited to “General Advice” (as defined in the Corporations Act 2001(Cth)) and based solely on consideration of the merits of the superannuation financial product(s) alone, without taking into account the objectives, financial situation and particular needs (‘financial circumstances’) of any particular person.
Before making an investment decision based on the rating(s) or advice, the reader must consider whether it is personally appropriate in light of his or her financial circumstances, or should seek independent financial advice on its appropriateness. If SuperRatings’ advice relates to the acquisition or possible acquisition of particular financial product(s), the reader should obtain and consider the Product Disclosure Statement for each superannuation financial product before making any decision about whether to acquire a financial product. SuperRating’s research process relies upon the participation of the superannuation fund or product issuer(s). Should the superannuation fund or product issuer(s) no longer be an active participant in SuperRatings’ research process, SuperRatings reserves the right to withdraw the rating and document at any time and discontinue future coverage of the superannuation and pension financial product(s).
Copyright © August 2013 SuperRatings Pty Ltd (ABN: 95 100 192 283 AFSL 311880 (SuperRatings)). This web-site is subject to copyright of SuperRatings. Except for the temporary copy held in a computer's cache and a single permanent copy for your personal reference or other than as permitted under the Copyright Act 1968 (Cth.), no part of this web-site may, in any form or by any means (electronic, mechanical, micro-copying, photocopying, recording or otherwise), be reproduced, stored or transmitted without the prior written permission of SuperRatings.
This web-site may also contain third party supplied material that is subject to copyright. Any such material is the intellectual property of that third party or its content providers. The same restrictions applying above to SuperRatings copyrighted material, applies to such third party content.
Contact us on 02 9247 4711
RateMyPension is provided by SuperRatings Pty Ltd ABN: 95 100 192 283 AFSL: 311880 (SuperRatings) and designed for personal use only. Users agree they are not using the comparator for the purpose of conducting a business or reselling the information
You acknowledge that all copyright and other intellectual property rights in the RateMyPension are owned or controlled by SuperRatings
You acknowledge that information provided by RateMyPension has been prepared without the taking into account individual financial objectives, situations or needs. It is not guaranteed to be accurate or complete. Recipients should, before acting on the information, consider its appropriateness having regard to their own financial objectives, situation and needs. Before making a decision regarding any of the financial products mentioned, they should obtain and consider a copy of the relevant Product Disclosure Statement from the product issuer and consider obtaining personal financial advice from a financial adviser.
Your personal information will be used in order to send you this RateMyPension product and will also be entered on the SuperRatings client database which is used to distribute information to clients. You can ask to be removed from our client database at any time by email or contacting us on (02) 9247 4711.
SuperRatings holds personal information for the purposes of processing online purchases from our website and sending information about our products and services to persons on our mailing list. From time to time, we disclose information to unrelated third parties to assist in processing your order. If you do not provide all the information requested, we might not be able to meet all your requirements under the order.
If you purchase a product from our website, you will be required to provide us with information necessary to process your order such as your name, email address, a credit card number and credit card expiration date. Within 7 days after processing your order, your credit card payment
details will be destroyed.
We also use data collection devices such as cookies. Cookies are pieces of information that are transferred to your computer hard drive for tracking website browsing. This tracking enables us to tailor our website to match your personal preferences based on your previous website browsing history. You may set your internet browser to decline our cookies. However, your enjoyment of our site may be affected if you do not accept our cookies.
If you choose to join our mailing list, you will be required to give your consent to receive our marketing communications and to provide us with information to enable us to send our marketing communications directly to you. At anytime you may request not to receive any further marketing communications by contacting our Privacy Officer.
If you want to gain access to and correct the personal information we hold about you, or if you do not want to receive any further product information from us, please contact Jason Taylor, our Privacy Officer:
By email: email@example.com
By phone: +61 02 9247 4711
By mail: SuperRatings Pty Limited
Level 12, 2 Bulletin Place
Sydney NSW 2000
I have read and agree to the above terms.
To compare your selected funds, swipe the results left and right.
You should receive an email with your comparison report shortly