With the AI thematic and a US federal rate cut bolstering international share market returns, superannuation research house SuperRatings estimates that the median balanced option returned 0.8% to members over September. International share markets delivered strong returns over the month, particularly markets in southeast Asia and the US. The returns cap off a strong first quarter for FY26 with the median balanced fund expected to return 3.6% over the last three months.
The median growth option is estimated to grow 0.9% in September, while the median capital stable option is estimated to return a more modest 0.5%.
Accumulation returns to 30 September 2025Â
| Monthly | FYTD | 1 yr | 3 yrs (p.a.) | 5 yrs (p.a) | 7 yrs (p.a.) | 10 yrs (p.a.) | |
|---|---|---|---|---|---|---|---|
| SR Balanced (60-76) Index | 0.8% | 3.6% | 10.3% | 10.8% | 8.7% | 7.2% | 7.6% |
| SR Capital Stable (20-40) Index | 0.5% | 2.0% | 6.5% | 6.9% | 4.7% | 4.3% | 4.6% |
| SR Growth (77-90) Index | 0.9% | 4.1% | 11.6% | 12.7% | 10.2% | 8.3% | 8.8% |
Pension returns were also positive for the month, with the median balanced pension option increasing by an estimated 0.9%. The median capital stable pension option is estimated to rise 0.6% over the month while the median growth pension option is estimated to rise 1.0% for the same period.Â
Pension returns to 30 September 2025Â
| Monthly | FYTD | 1 yr | 3 yrs (p.a.) | 5 yrs (p.a) | 7 yrs (p.a.) | 10 yrs (p.a.) | |
|---|---|---|---|---|---|---|---|
| SRP Balanced (60-76) Index | 0.9% | 4.1% | 11.3% | 12.3% | 9.7% | 8.0% | 8.6% |
| SRP Capital Stable (20-40) Index | 0.6% | 2.2% | 7.2% | 7.6% | 5.2% | 4.8% | 5.1% |
| SRP Growth (77-90) Index | 1.0% | 4.7% | 12.7% | 14.3% | 11.3% | 9.1% | 9.7% |
“While international markets have performed well this month, Australian shares are expected to have a dampening effect on overall returns as fears that higher than expected levels of inflation will reduce the likelihood of further rate cuts” commented Kirby Rappell, Director of SuperRatings. “Over recent years we have seen a shift in super fund investments towards a more equal mix of Australian and international shares, compared to the historically higher Australian shares allocation.”
“We continue to see the benefits of having a range of asset types, regions and sectors with a long-term focus” continued Mr Rappell. “For most of us, super is a long-term investment, and we encourage members to formulate and stick to a long-term plan that is suitable for them. Funds provide a range of education, tools and advice that can help members work out a suitable strategy, or members can seek independent financial advice, just make sure to check on and be comfortable with any cost for advice before going ahead.”
Release ends
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For more information contact:
Kirby Rappell
Director of SuperRatings
Tel: 1300 826 395
Mob: +61 408 250 725
Kirby.Rappell@superratings.com.au
Require further information? Simply visit www.superratings.com.au.
