SuperRatings is Australia’s longest established superannuation research firm, specialising in delivering unparalleled research, ratings, and insights to the superannuation industry.
Our mission is to bridge the information gap between members and their super funds, and we do this by providing super funds with the tools and intelligence they need to build value for their members and achieve their strategic goals.
What we do
At SuperRatings, we provide research, ratings and insights on super funds, designed to help Australians make better decisions when it comes to their super.
Our Ratings
Our Research team rates Australian super funds, and specifically their MySuper, MyChoice and Pension products, across a range of criteria. You can find out more about how our research process works on our Methodology page.
After applying our methodology, a fund is then given a Platinum, Gold, Silver, or Other rating, which you can learn more about on our Ratings page.
How we help super funds
We provide super funds with the market-leading data and research they need to understand where they sit relative to their peers through SMART, our industry-leading tool, as well as RateMySuper and the Net Benefit Comparison Tool.
We also offer funds an in-depth Benchmark Report, which helps them compare against their peers in a wide range of metrics.
Superannuation professionals can find out more about what SuperRatings can do as their trusted partner for superannuation data, insights and innovation here (external website).
Our Awards
Each year, SuperRatings is involved in choosing the finalists and winners of the Super Fund of the Year Awards. These awards recognise the best of the best across the superannuation industry, across a range of categories.
To see the winners of our flagship MySuper, MyChoice, Retirement Offering and Sustainable Fund of the Year awards, visit our Top 10 super funds page.
To see the remaining award winners, visit our Awards page.
Alternatively, to see a list of award winners, finalists, and fund ratings, visit the who we rate page.
How we do it
Our research process is guided by our Methodology, which looks at how much value for money there is for a fund’s members.
What does our ratings process involve?
To find out more about what our ratings process involves, visit our Methodology page.
What do we look for in a fund?
SuperRatings’ ratings methodology has been designed to reflect each fund’s value for money.
In understanding the “value for money” proposition we believe that the “best value for money” funds provide the greatest potential to maximise the retirement savings of their members in a well serviced, secure environment whilst offering suitable benefits such as insurance, help and guidance, and quality digital services.
FAQs
SuperRatings is Australia’s longest established superannuation research firm, specialising in delivering unparalleled research, ratings, and insights to the superannuation industry. Our mission is to provide super funds with the tools and intelligence they need to build value for their members and achieve their strategic goals, bridging the information gap between super funds and their members.
SuperRatings’ ratings methodology has been designed to reflect each fund’s value for money and covers an extensive range of areas of a superannuation fund’s offering. The data assessed covers information both in the public domain as well as aspects which are sourced directly from funds. Our ratings system covers seven main assessment components; Investments, Fees, Insurance, Help & Guidance, Digital & Service, Governance and Qualitative Overlay.
A “best value for money” superannuation fund that is well balanced across all key assessment criteria in a robust, secure and proven governance/risk framework.
A “good value for money” superannuation fund that is strong in nearly all assessment areas but with average features and/ or performance in one or more of our assessment criteria.
A “reasonable value for money” superannuation fund that is performing well in a number of assessment areas but with average or below average features and/or performance in a number of other areas of our assessment.
An Other rated fund usually has average or below average features and/or performance across a number of assessment areas. These funds frequently have many competitors that offer superior performance and structures in a more efficient environment.
SuperRatings’ awards recognise the very best within Australia’s superannuation industry. We examine each fund’s value proposition including their investment performance, fees and member servicing to determine which funds are providing the greatest benefits to their members. In addition to the coveted Fund of the Year Award, 2024 saw SuperRatings award funds across 18 categories, including awards for ‘MySuper of the Year’, ‘MyChoice Super of the year’, ‘Sustainable Fund of the Year’, Best Low-cost Offering and ‘Member Education’.